A: Yes, and it’s recommended that you do. You can use brokers to assist you in purchasing a marketplace policy as long as they are certified by your state’s marketplace. HealthCare.gov and all of the state-run exchanges provide training and certification to brokers who wish to work with them, and consumers can seek assistance from those brokers.

A: It depends on your relationship with your doctor. If you’re not particularly attached to her, it might be easier to just find someone new. But if you prefer to continue working with her, you’ll need to have a conversation with her or with her office staff to determine what carriers she still has network contracts with.

A: Probably not. If your employer’s insurance is “affordable” and provides “minimum value” (ie, is comprehensive), you are not eligible for a government subsidy to help buy a policy in the exchanges. You could still buy a plan in the exchange, but you’d have to pay full price for it, so it is extremely unlikely that you would get better and less expensive coverage in the exchange.

A: The Affordable Care Act requires coverage for pediatric vision care as one of the essential health benefits. So for children under the age of 19, vision coverage is included in all new individual market plans, on and off-exchange. This means kids have coverage for eye exams, vision screening, and glasses or contact lenses to correct vision problems.

A: Any physician or facility that accepts Medicare also accepts Medicare Supplement Insurance. So as long as your provider accepts Medicare, your Medigap plan will also be accepted.

A: A Medicare Supplement Insurance plan may only be used in conjunction with Original Medicare (Part A and Part B). If you are enrolled in a Medicare Advantage plan and enroll in a Medicare Supplement Insurance plan, you will need to leave your Medicare Advantage plan before your Medigap plan takes effect.